VISA® Charge Card

The VISA® charge card account is a personal unsecured revolving line of credit which uses a plastic card rather than a check for purchases of merchandise or services and for cash advances at authorized outlets.


Features:

• No annual fee
• Descriptive monthly billing statement
• Cash advances
• $200,000 travel accident insurance
• Access to PLUS®, VISA®, STARsm ATM Networks
• Hands-on training
• Optional security & extended warranty protection

Benefits:

• Safe alternative to cash
• Accepted worldwide
• Limited liability for lost/stolen card use

Cost:

• Finance charge on outstanding balance
• Late payment and overline fees

Eligibility:

• Customers age 18 or older are eligible and must submit completed applications
• Must meet bank's credit criteria including employment, credit history and income requirements